Terms & Conditions

1 Introduction

Welcome to Mergen.ai ("Company", "we", "our", "us"). These Terms & Conditions ("Terms") govern your use of our mobile application, website, and related services ("Services"). By creating an account or using our Services, you agree to these Terms. If you do not agree, please stop using the Services.

2 Services Provided

Mergen.ai provides AI-powered sports prediction tools including:

Under/Over 2.5 goals predictions
Suggested betting slips based on user risk profiles
Historical accuracy statistics
A "Terminal" feature for simulated portfolio optimization

Important: We do not operate as a bookmaker. All features are for informational and entertainment purposes only.

3 Eligibility

You must be at least 18 years old (or the legal age of majority in your country) to use our Services.

4 Account Registration

To use our Services, you must create an account with accurate information. You are responsible for keeping your login credentials safe and agree not to share your account.

5 Subscriptions and Payments

We offer Freemium, Pro, and Premium subscription plans. Subscriptions renew automatically unless canceled. Prices are displayed in-app and may change with prior notice.

6 Mercoin (Virtual Currency)

"Mercoin" is our in-app virtual currency. It has no real cash value and cannot be exchanged for money. All purchases are final and non-refundable, except as required by law.

7 Use of Predictions

Important Disclaimer: Predictions are informational only. We do not guarantee accuracy or outcomes. You agree to use predictions at your own risk. Past performance does not guarantee future results.

8 Referral Program

Users may earn rewards by referring friends, subject to limits and fair use. Abuse may lead to suspension.

9 Intellectual Property

All content, algorithms, trademarks, and designs belong to Mergen.ai. You may not copy, distribute, or reverse-engineer our Services without permission.

10 Limitations of Liability

We are not liable for any damages, losses, or claims arising from your use of the Services. The Services are provided "as is."

11 Termination

We may suspend or terminate accounts that violate these Terms. You may stop using the Services at any time.

12 Changes to Terms

We may update these Terms from time to time. Continued use of the Services after updates means you accept the new Terms.

13 Governing Law

These Terms are governed by the laws of Germany. Disputes will be handled by the appropriate courts.

14 Contact Us

If you have any questions, please contact us at: support@mergen.ai